From 2013 Annual Conference
|Richard Cordray, Director
Consumer Financial Protection Bureau
Opening Plenary Session Keynote Speaker
Thursday, October 3 at 1:30 pm
Watch on: Keynote Video
Richard Cordray serves as the first Director of the Consumer Financial Protection Bureau. He previously led the Bureau’s Enforcement Division.
Prior to joining the Bureau, Mr. Cordray served on the front lines of consumer protection as Ohio’s Attorney General. Mr. Cordray recovered more than $2 billion for Ohio’s retirees, investors, and business owners and took major steps to help protect its consumers from fraudulent foreclosures and financial predators. In 2010, his office responded to a record number of consumer complaints, but Mr. Cordray went further and opened that process for the first time to small businesses and non-profit organizations to ensure protections for even more Ohioans. To recognize his work on behalf of consumers as Attorney General, the Better Business Bureau presented Mr. Cordray with an award for promoting an ethical marketplace.
Mr. Cordray also served as Ohio Treasurer and Franklin County Treasurer, two elected positions in which he led state and county banking, investment, debt, and financing activities. As Ohio Treasurer, he resurrected a defunct economic development program that provides low-interest loan assistance to small businesses to create jobs, re-launched the original concept as GrowNOW, and pumped hundreds of millions of dollars into access for credit to small businesses. Mr. Cordray simultaneously created a Bankers Advisory Council to share ideas about the program with community bankers across Ohio.
Earlier in his career, Mr. Cordray was an adjunct professor at the Ohio State University College of Law, served as a State Representative for the 33rd Ohio House District, was the first Solicitor General in Ohio’s history, and was a sole practitioner and Of Counsel to Kirkland & Ellis. Mr. Cordray has argued seven cases before the United States Supreme Court, including by special appointment of both the Clinton and Bush Justice Departments. He is a graduate of Michigan State University, Oxford University, and the University of Chicago Law School. Mr. Cordray was Editor-in-Chief of the University of Chicago Law Review and later clerked for U.S. Supreme Court Justices Byron White and Anthony Kennedy.
Mr. Cordray lives in Grove City, Ohio with his wife Peggy—a Professor at Capital University Law School in Columbus—and twin children Danny and Holly.
|Richard G. Ketchum, Chairman and Chief Executive Officer
Opening Plenary Keynote Session Speaker
Thursday, October 3 at 1:30 pm
Watch on: Today’s Economic Environment and Its Impact on Investor Behavior
Prior to becoming CEO of FINRA, Mr. Ketchum was CEO of NYSE Regulation from March 2006 to March 2009. He served as the first chief regulatory officer of the New York Stock Exchange, a position he began in March 2004. From June 2003 to March 2004, Mr. Ketchum was General Counsel of the Corporate and Investment Bank of Citigroup Inc., and a member of the unit’s planning group, Business Practices Committee and Risk Management Committee.
Previously, he spent 12 years at NASD and The Nasdaq Stock Market, Inc., where he served as president of both organizations.
Prior to working at NASD and NASDAQ, Mr. Ketchum was at the Securities and Exchange Commission (SEC) for 14 years, with eight of those years as director of the division of Market Regulation.
In October 2010, Mr. Ketchum was appointed by President Obama to serve on the President’s Advisory Council on Financial Capability—a group established to promote and enhance financial literacy and capability among Americans. He also serves on the Joint Advisory Committee on Emerging Regulatory Issues, a committee created by the SEC and CFTC to review emerging regulatory issues, starting with the market events coming out of the May 2010 so-called “flash-crash.”
Mr. Ketchum serves on the Board of Directors of Appleseed, a non-profit network of 16 public interest justice centers in the United States and Mexico dedicated to advancing the rule of law, promoting effective government and creating opportunities for individuals’ economic advancement.
Mr. Ketchum earned his J.D. from the New York University School of Law in 1975 and his B.A. from Tufts University in 1972. He is a member of the bar in both New York and the District of Columbia.
|Jeffrey Lacker, President
Federal Reserve Bank of Richmond
Teacher’s Recognition Luncheon Speaker
Friday, October 4 from 12:30 pm-2:00 pm
Watch on: Financial Decision Making
Mr. Lacker began his term August 1, 2004. He is a native of Lexington, Ky., and was born in 1955. He received a Bachelor of Arts degree in economics in 1977 from Franklin & Marshall College. Following graduation, he joined Wharton Econometrics in Philadelphia, Pa., and went on to earn a doctorate in economics in 1984 from the University of Wisconsin. Mr. Lacker was an assistant professor of economics at the Krannert School of Management at Purdue University from 1984 to 1989 before joining the Bank in 1989 as an economist in the banking area of the Research department. He was named research officer in 1994, vice president in 1996 and senior vice president and director of research in May 1999.
Mr. Lacker is the author of numerous articles in professional journals on monetary, financial and payment economics, and he has presented his work at universities and central banks worldwide. From 1992–1993 he taught at The College of William and Mary, and in 1997, he was a visiting scholar at the Swiss National Bank.
Mr. Lacker is a member of the Executive Committee of Venture Richmond and serves as director for the boards of the Council for Economic Education, the World Affairs Council of Greater Richmond and Richmond’s Future. He is also a member of the advisory board of ROSMY and serves on the University of Richmond board of trustees. He and his wife, Lisa Halberstadt, have two sons, Benjamin and Daniel.
Professor Annamaria Lusardi, Denit Trust Distinguished Scholar in Economics and Accountancy
George Washington University
Plenary Session #2 Speaker
Friday, October 4 from 11:25 am-12:25 pm
Watch on: Financial Literacy Among the Young
Annamaria Lusardi is the Denit Trust Distinguished Scholar and Professor of Economics and Accountancy at the George Washington University School of Business. Previously, she was the Joel Z. and Susan Hyatt Professor of Economics at Dartmouth College, where she taught for twenty years. She has also taught at Princeton University, the University of Chicago Public Policy School, the University of Chicago Booth School of Business, and Columbia Business School. In 2008 she was a visiting scholar at Harvard Business School. Moreover, she is the Academic Director of the GW Global Financial Literacy Excellence Center, and the Director of the Financial Literacy Center, a joint Center with Dartmouth College, the Rand Corporation, and the Wharton School. Dr. Lusardi has won numerous research awards. Among them is a research fellowship from the Irving B. Harris Graduate School of Public Policy Studies at the University of Chicago, a faculty fellowship from the John M. Olin Foundation, a junior and senior faculty fellowship from Dartmouth College, the William E. Odom Visionary Leadership Award from the Jump$tart Coalition for Personal Financial Literacy, and the National Numeracy Network’s inaugural 2012 Steen Award. Moreover, she is the recipient of the Fidelity Pyramid Prize, an award given to authors of published applied research that best helps address the goal of improving lifelong financial well-being for Americans.