My Credit Rating: Why Should I Care?
Credit is a wonderful tool for the consumer. It can enhance your quality of life. It enables you to buy and enjoy a purchase before you have the money...
Grade: 9-12    Published: 01/09/2001


The South's Decision to Secede: A Violation of Self Interest?
Your students will consider the following questions: In deciding to secede from the Union in 1861, did the South violate its own self-interest and th...
Grade: 6-8 9-12    Published: 04/08/2005


Enlarging the European Union
Has anyone ever traveled to different states or regions within the United States? What differences do you notice among the states?
Grade: 9-12    Published: 08/18/2000


New Sense, Inc. vs. Fish 'Till U Drop or Coase Vs. Pigou
Hot debate and arguments galore whirl around this question: "Which economic approach is the most efficient and fair to resolve utility issues sur...
Grade: 9-12    Published: 08/05/2005


Developing a Financial Investment Portfolio
Students are given brief descriptions of three individuals. They act as financial advisors and develop a financial investment portfolio for each cl...
Grade: 9-12    Published: 06/02/2004


Related Print Lessons


The following lessons come from the Council for Economic Education's library of print publications. Clicking the publication titles will take you to the Council for Economic Education Store for more detailed information.

Financial Fitness for Life: Bringing Home the Gold - Grades 9-12 - Teacher GuideFinancial Fitness for Life: Bringing Home the Gold - Grades 9-12 - Teacher Guide
Grade: 9-12   Published: 2001
1 of the 22 lessons are related to this lesson. It is listed below.


Theme 4: Lesson 11 - What Is Credit?
Credit decisions are among the most important choices that young people will make. This lesson provides an overview of what credit is and some of the advantages and disadvantages of using credit. St...
Theme 4: Lesson 17 - Shopping for an Auto Loan
Consumers must shop for credit just as they do for a car or a computer. In this lesson, students learn the skills they need to shop for credit by filling out a credit comparison chart for a hypotheti...
Theme 4: Lesson 12 - Making Credit Choices
Individuals face many credit choices. Students in this lesson act as financial advisors providing advice on when it may or may not be appropriate to use different forms of credit.
Theme 4: Lesson 13 - Applying for Credit
This lesson explains what a credit report is and how to read one. The students play the role of loan officers and review excerpts from the credit reports of loan applicants. They evaluate each appli...
Theme 3: Lesson 8 - What's the Cost of Spending and Saving?
This lesson examines the benefit and opportunity cost of spending and saving. Students use a chart to learn how compound interest makes savings grow. Compounding provides an incentive to save or inv...

Capstone: Exemplary Lessons for High School Economics - Teacher's GuideCapstone: Exemplary Lessons for High School Economics - Teacher's Guide
Grade: 9-12   Published: 2003
4 of the 45 lessons are related to this lesson. They are listed below.


Unit 1: Lesson 5 - Rules Influence Economic Behavior
The lesson begins with a demonstration of how rules and incentives influence students' behavior in the classroom. Then students apply the same analysis to behavior in the larger economy. (WARNING: ...
Unit 1: Lesson 4 - To Choose or Not to Choose? That Is Not the Question
Students make a decision after identifying the alternatives and their anticipated costs and benefits.
Unit 1: Lesson 1 - Economic Reasoning: Why Are We A Nation of Couch Potatoes?
Students examine visuals to identify an economic mystery regarding exercise and diet. They use the Guide to Economic Reasoning to analyze the costs and benefits of decisions about diet and exercise. ...
Unit 6: Lesson 34 - Money and Monetary Policy
The concept of money creation by banks is often not intuitive for students, but it is important to their understanding of the role of the Federal Reserve. In this lesson, students first discuss money...
Unit 2: Lesson 6 - Why Did Communism Collapse?
Students examine and discuss visuals to solve an economic mystery regarding the command system of the Soviet Union.

Your Credit Counts Challenge: Trainer's GuideYour Credit Counts Challenge: Trainer's Guide
Grade: 7-adult   Published: 2004
4 of the 6 lessons are related to this lesson. They are listed below.


Section 5: Strategies for Wealth Building
Participants will understand the concept of net wealth and how the decisions they make can cause their own net wealth to increase or decrease. Participants will explain why an early start in saving a...
Section 6: The Basics of a Market Economy
Participants will identify the characteristics of people who build wealth. Participants will recognize the primary features of a market economy including voluntary exchange, private ownership, a pric...
Section 4: A Roof Over Your Head
Participants will understand the benefits and drawbacks of homeownership. Participants will understand the process of buying a home, from before house-hunting to closing and occupancy. Participants ...
Section 3: Managing Credit
Participants will identify the advantages and disadvantages of using credit. Participants will recognize what credit is, what it costs, and the basic steps involved in obtaining credit. Participants...

Choices & Changes: In Life, School, and Work - Grades 9-10 - Teacher's Resource ManualChoices & Changes: In Life, School, and Work - Grades 9-10 - Teacher's Resource Manual
Grade: 9-10   Published: 2002
8 of the 15 lessons are related to this lesson. The top 5 are listed below.


Unit 1: Lesson 3 - Choices: Benefits and Costs
In a family-type role-playing, students decided what to do with a $500 windfall.
Unit 3: Lesson 14 - A Preferred Future: Images of Potential
Students are asked to think about a five-year future and to develop images of potential.
Unit 1: Lesson 2 - Choosing Among Alternatives
Benefits and costs are defined and students use benefit/cost analysis to arrive at a group decision.
Unit 1: Lesson 1 - Making Choices
Students are introduced to the nature of choice making by confronting thorny problems individually and in groups.
Unit 3: Lesson 15 - Planning for Action: A Contract with Myself
Students make commitments to themselves by developing action plans after setting goals.

Mathematics & Economics: Connections for Life - 9-12Mathematics & Economics: Connections for Life - 9-12
Grade: 9-12   Published: 2001
8 of the 15 lessons are related to this lesson. The top 5 are listed below.


Lesson 10: Powerball Economics
In games of chance, such as a lottery, economists refer to a fair game as one in which the expected return from the game equals the amount that one must pay to play the game. If a lottery costs one do...
Lesson 12: Autonomics
This lesson develops the idea of opportunity cost by examining the costs of owning and operating an automobile. Opportunity cost is the value of the next best alternative when a choice is made.
Lesson 9: Profit Mathematics
Most businesses in a market economy try to maximize profits. Economic profits are the difference between total revenue (the value of total sales for the business) and total cost (how much it costs the...
Lesson 13: Tax Math
People pay a variety of taxes. Among the different types of taxes that we pay are the federal income tax and the payroll tax. How these taxes are applied has interesting economic implications. The inc...
Lesson 11: Cash or Annuity?
Jackpot winners of state lotteries may have the choice of receiving their winnings in the form of cash or an annuity. An annuity is a financial instrument that provides income at regular intervals ove...

Economics in Action: 14 Greatest Hits for Teaching High School EconomicsEconomics in Action: 14 Greatest Hits for Teaching High School Economics
Grade: 9-12   Published: 2003
4 of the 14 lessons are related to this lesson. They are listed below.


Lesson 4 - Property Rights in a Market Economy
Students discuss private property, free enterprise, self-interest, competition, a system of markets and prices, and limited government as characteristics of market economies. They participate in or o...
Lesson 3 - Using Economic Reasoning To Solve Mysteries
Students ponder an economic mystery: Why do professional athletes, many of whom never finish college, earn far higher salaries than people who perform worthy services such as teachers and firefighter...
Lesson 6 - The Economic Way of Thinking: Three Activities to Demonstrate Marginal Analysis
This lesson consists of three activities that demonstrate different applications of marginal analysis. You may use the activities separately or do them together in one class period. In the first activ...
Lesson 2 - Economic Decision Making
Students brainstorm ways to allocate a scarce good within the classroom. Then they work with a decision-making model that helps them make a decision about this allocation by showing them how to evalu...

Focus: High School EconomicsFocus: High School Economics
Grade: 9-12   Published: 2001
2 of the 21 lessons are related to this lesson. They are listed below.


Lesson 15: Until the Last Unit Equals
Marginalism is an important concept in both personal and social decision-making. Choices are rarely all-or-nothing propositions, but instead usually deal with incremental (marginal) changes -- giving...
Lesson 17: Saving, Investing, and the Invisible Hand
This lesson explains how financial institutions in a market economy channel savings into economic investments. How much people save and how effectively those savings are transformed into good investm...

Financial Fitness for Life: Pocket Power - Grades K-2 - Teacher GuideFinancial Fitness for Life: Pocket Power - Grades K-2 - Teacher Guide
Grade: K-2   Published: 2001
1 of the 16 lessons are related to this lesson. It is listed below.


Theme 5: Lesson 16 - We Manage Our Money
Students participating in a game demonstrate their knowledge of income, spending, saving, and credit decisions. They make individual books about money management and review previously taught concepts...

Civics and Government: Focus on EconomicsCivics and Government: Focus on Economics
Grade: 9-12   Published: 1996
1 of the 16 lessons are related to this lesson. It is listed below.


Unit 3: Lesson 9 - How Are Economic Solutions to Pollution Different from Political Solutions?
After students have developed an understanding of externalities, they examine a case study of pollution in Los Angeles and determine a variety of solutions for this problem. The costs and benefits of...

 

 
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