The latest National Standards for Personal Financial Education are here! Read the new standards here.

National Personal Finance Challenge


The National Personal Finance Challenge (NPFC) is a nationwide competition that provides high school students the opportunity to build and demonstrate their knowledge of money management. Teams showcase their expertise in the concepts of earning income, buying goods and services, saving, using credit, investing, and protecting. 

This fun and motivating team experience begins with competitions at the state level. The winning team from each state moves on to the National Semi-Finals from which the top-scoring teams advance to compete for the National Title. The Semi-Finals and Finals competitions are held each year in the spring.


Teachers register teams of three-to-four high school students.  State-level competitions are run by the Council for Economic Education affiliates that organize them.

National Semi-Finals are scheduled by region to be held on one day between in mid-May. This round asks teams to answer online multiple-choice questions. 

National Finals will ask students to create a financial plan for a detailed fictitious family scenario (case study). Students will present to and answer questions from an expert panel of judges comprised of economists and financial professionals. This round is held in early June.


Top-performing teams at the National Personal Finance Challenge receive a trophy, banner, and cash prizes for each student member corresponding to their team’s rank in the National Finals: 

1st place: $2,000
2nd place: $1,000
3rd place: $500
4th place: $250

2021 Champions

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